Retail Lending in the United States

Retail Lending in the United States industry profile provides top-line qualitative and quantitative summary information including: market size (value 2011-15, and forecast to 2020). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Essential resource for top-line data and analysis covering the United States retail lending market. Includes market size and segmentation data, textual and graphical analysis of market growth trends, leading companies and macroeconomic information.

This retail lending market profile covers the mortgage and consumer credit market.

The US retail lending market is expected to generate total balances outstanding of $12,981.3bn in 2015, representing a compound annual growth rate (CAGR) of 0.1% between 2011 and 2015.

The mortgage segment is expected to be the market's most lucrative in 2015, with total balances outstanding of $9,446.4bn, equivalent to 72.8% of the market's overall value.

While the Federal Reserve has been engaged in quantitative easing, it is primarily the corporate market which has benefitted, with consumer credit channels remaining constrained. As job figures and consumer confidence have continued to improve in 2014 and 2015 figures have increased.

Scope

Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United States

Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United States

Leading company profiles reveal details of key retail lending market players’ global operations and financial performance

Add weight to presentations and pitches by understanding the future growth prospects of the United States retail lending market with five year forecasts

Macroeconomic indicators provide insight into general trends within the United States economy

Reasons to buy

What was the size of the United States retail lending market by value in 2015?

What will be the size of the United States retail lending market in 2020?

What factors are affecting the strength of competition in the United States retail lending market?

How has the market performed over the last five years?

What are the main segments that make up the United States's retail lending market?

Companies mentioned

Bank of America Corporation; Citigroup Inc.; JPMorgan Chase & Co.; Wells Fargo & Company

Table of Contents

TABLE OF CONTENTS

Executive Summary 2

Market value 2

Market value forecast 2

Category segmentation 2

Geography segmentation 2

Market rivalry 2

Market Overview 7

Market definition 7

Market analysis 7

Market Data 8

Market value 8

Market Segmentation 9

Category segmentation 9

Geography segmentation 10

Market Outlook 11

Market value forecast 11

Five Forces Analysis 12

Summary 12

Buyer power 13

Supplier power 14

New entrants 15

Threat of substitutes 16

Degree of rivalry 17

Leading Companies 18

Bank of America Corporation 18

Citigroup Inc. 22

JPMorgan Chase & Co. 25

Wells Fargo & Company 29

Macroeconomic Indicators 32

Country Data 32

Methodology 34

Industry associations 35

Related MarketLine research 35

Appendix 36

About MarketLine 36

LIST OF TABLES

Table 1: United States retail lending market value: $ billion, 2011-15(e) 8

Table 2: United States retail lending market category segmentation: $ billion, 2015(e) 9

Table 3: United States retail lending market geography segmentation: $ billion, 2015(e) 10

Table 4: United States retail lending market value forecast: $ billion, 2015-20 11

Table 5: Bank of America Corporation: key facts 18

Table 6: Bank of America Corporation: key financials ($) 19

Table 7: Bank of America Corporation: key financial ratios 20

Table 8: Citigroup Inc.: key facts 22

Table 9: Citigroup Inc.: key financials ($) 23

Table 10: Citigroup Inc.: key financial ratios 23

Table 11: JPMorgan Chase & Co.: key facts 25

Table 12: JPMorgan Chase & Co.: key financials ($) 26

Table 13: JPMorgan Chase & Co.: key financial ratios 27

Table 14: Wells Fargo & Company: key facts 29

Table 15: Wells Fargo & Company: key financials ($) 30

Table 16: Wells Fargo & Company: key financial ratios 30

Table 17: United States size of population (million), 2011-15 32

Table 18: United States gdp (constant 2005 prices, $ billion), 2011-15 32

Table 19: United States gdp (current prices, $ billion), 2011-15 32

Table 20: United States inflation, 2011-15 33

Table 21: United States consumer price index (absolute), 2011-15 33

Table 22: United States exchange rate, 2011-15 33

LIST OF FIGURES

Figure 1: United States retail lending market value: $ billion, 2011-15(e) 8

Figure 2: United States retail lending market category segmentation: % share, by value, 2015(e) 9

Figure 3: United States retail lending market geography segmentation: % share, by value, 2015(e) 10

Figure 4: United States retail lending market value forecast: $ billion, 2015-20 11

Figure 5: Forces driving competition in the retail lending market in the United States, 2015 12

Figure 6: Drivers of buyer power in the retail lending market in the United States, 2015 13

Figure 7: Drivers of supplier power in the retail lending market in the United States, 2015 14

Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United States, 2015 15

Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United States, 2015 16

Figure 10: Drivers of degree of rivalry in the retail lending market in the United States, 2015 17

Figure 11: Bank of America Corporation: revenues & profitability 20

Figure 12: Bank of America Corporation: assets & liabilities 21

Figure 13: Citigroup Inc.: revenues & profitability 24

Figure 14: Citigroup Inc.: assets & liabilities 24

Figure 15: JPMorgan Chase & Co.: revenues & profitability 27

Figure 16: JPMorgan Chase & Co.: assets & liabilities 28

Figure 17: Wells Fargo & Company: revenues & profitability 30

List of Tables

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List of Figures

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