Retail Lending in Australia

Executive Summary 2

Market value 2

Market value forecast 2

Category segmentation 2

Geography segmentation 2

Market rivalry 2

Market Overview 7

Market definition 7

Market analysis 7

Market Data 8

Market value 8

Market Segmentation 9

Category segmentation 9

Geography segmentation 10

Market Outlook 11

Market value forecast 11

Five Forces Analysis 12

Summary 12

Buyer power 13

Supplier power 14

New entrants 15

Threat of substitutes 16

Degree of rivalry 17

Leading Companies 18

Australia and New Zealand Banking Group 18

Commonwealth Bank of Australia 21

National Australia Bank Group Limited 24

Westpac Banking Corporation 27

Macroeconomic Indicators 31

Country Data 31

Appendix 33

Methodology 33

Industry associations 34

Related MarketLine research 34

LIST OF TABLES

Table 1: Australia retail lending market value: $ billion, 201014 8

Table 2: Australia retail lending market category segmentation: $ billion, 2014 9

Table 3: Australia retail lending market geography segmentation: $ billion, 2014 10

Table 4: Australia retail lending market value forecast: $ billion, 201419 11

Table 5: Australia and New Zealand Banking Group: key facts 18

Table 6: Australia and New Zealand Banking Group: key financials ($) 19

Table 7: Australia and New Zealand Banking Group: key financials (A$) 19

Table 8: Australia and New Zealand Banking Group: key financial ratios 19

Table 9: Commonwealth Bank of Australia: key facts 21

Table 10: Commonwealth Bank of Australia: key financials ($) 22

Table 11: Commonwealth Bank of Australia: key financials (A$) 22

Table 12: Commonwealth Bank of Australia: key financial ratios 22

Table 13: National Australia Bank Group Limited: key facts 24

Table 14: National Australia Bank Group Limited: key financials ($) 25

Table 15: National Australia Bank Group Limited: key financials (A$) 25

Table 16: National Australia Bank Group Limited: key financial ratios 25

Table 17: Westpac Banking Corporation: key facts 27

Table 18: Westpac Banking Corporation: key financials ($) 28

Table 19: Westpac Banking Corporation: key financials (A$) 28

Table 20: Westpac Banking Corporation: key financial ratios 29

Table 21: Australia size of population (million), 201014 31

Table 22: Australia gdp (constant 2005 prices, $ billion), 201014 31

Table 23: Australia gdp (current prices, $ billion), 201014 31

Table 24: Australia inflation, 201014 32

Table 25: Australia consumer price index (absolute), 201014 32

Table 26: Australia exchange rate, 201014 32

LIST OF FIGURES

Figure 1: Australia retail lending market value: $ billion, 201014 8

Figure 2: Australia retail lending market category segmentation: % share, by value, 2014 9

Figure 3: Australia retail lending market geography segmentation: % share, by value, 2014 10

Figure 4: Australia retail lending market value forecast: $ billion, 201419 11

Figure 5: Forces driving competition in the retail lending market in Australia, 2014 12

Figure 6: Drivers of buyer power in the retail lending market in Australia, 2014 13

Figure 7: Drivers of supplier power in the retail lending market in Australia, 2014 14

Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in Australia, 2014 15

Figure 9: Factors influencing the threat of substitutes in the retail lending market in Australia, 2014 16

Figure 10: Drivers of degree of rivalry in the retail lending market in Australia, 2014 17

Figure 11: Australia and New Zealand Banking Group: revenues & profitability 20

Figure 12: Australia and New Zealand Banking Group: assets & liabilities 20

Figure 13: Commonwealth Bank of Australia: revenues & profitability 23

Figure 14: Commonwealth Bank of Australia: assets & liabilities 23

Figure 15: National Australia Bank Group Limited: revenues & profitability 26

Figure 16: National Australia Bank Group Limited: assets & liabilities 26

Figure 17: Westpac Banking Corporation: revenues & profitability 29

Figure 18: Westpac Banking Corporation: assets & liabilities 30